This, of course, is easier said than done. We tend to scale up our living expenses in proportion to earned income, so even in the $100k+ bracket, people living paycheck-to-paycheck are not a rare sight. And it's usually not the big-ticket stuff that gets them: we're far more likely to overspend on all the smaller, habitual purchases, because their cumulative cost is less apparent - and potential savings are much easier to miss. The patterns to look for will depend on your lifestyle and on how much you make, but here are several suggestions for where to search for that 10%:
What you are going to get is a list of 20 items that can easily be purchased at your local grocery store, warehouse club and surprisingly, even online at Amazon. They can be purchased in one shot, all at once, or you can pick up one item from the list each week over a period of twenty weeks. The choice is yours. All I ask is that you consider getting each of the items on the list and that you also consider getting started sooner rather than later. I promise you that this will be easy.
“I’m actually responsible, indirectly, for the end of the meetups,” Dr. Shealy tells me inside his Springfield clinic off Chestnut Expressway, and not just because he thinks the earth is more than 6,000 years old. (Andrew: says you can’t trust anyone who believes that.) He sports a red crewneck, navy blue sweatpants, a stretchy metal watch and rectangular glasses. The 85-year-old—he’s more energetic than most people half his age—specializes in holistic medicine; the first thing he asks me is my birthday, and do I know what my astrological sign means. On my way out, he asks if he can hug me, and when I oblige, a toothy grin pulls wide the spritely doctor’s cheeks. “I believe it’s an important part of human contact,” he says.
I have a .30-.30 Win. lever action disguised as a Floor lamp with a shade. The shade is glued to a long dowel small enough to go down the barrell. The Butt Stock shoves and fits tight into a weighted block of wood like a christmas tree stand; and its loaded with one up the spout. Just pull out the shade and rod; stand on the base push gun away from yourself and pull up. Only 2 movements in the ready if you don’t count cocking the Hammer. It won’t fire unless you compress the Lever mechanism. Its already cocked anyway.
Jack Matthews, an American who is the chairman of MediaWorks, a large New Zealand broadcaster, told me, “I think, in the back of people’s minds, frankly, is that, if the world really goes to shit, New Zealand is a First World country, completely self-sufficient, if necessary—energy, water, food. Life would deteriorate, but it would not collapse.” As someone who views American politics from a distance, he said, “The difference between New Zealand and the U.S., to a large extent, is that people who disagree with each other can still talk to each other about it here. It’s a tiny little place, and there’s no anonymity. People have to actually have a degree of civility.”
Depends on the size of your family and the time period in which you’ll use it. Once mylar or buckets are open, they are susceptible to many organisms that will make your food inedible. Double to triple serving sizes max. Filling tummies is fairly easy. Doing it safely and palateably is different. Also, your family will need variety to keep harmony. Much of our emotional well-being depends on the gut.
A subset of this is also worth keeping in a car. It's not just about zombies or life-and-death situations: if you hit something in a parking lot and your bumper cover comes off or your liftgate won't stay shut, it's nice to be able to tie it down and get back on the road. Similarly, a shovel can help you get back on the road after getting stuck in snow or mud. But speaking of survival: a pocket knife, kept within reach (e.g., in the center console), can be used to cut seat belts if you get into a wreck; and in a pinch, it will double as a self-defense tool. Belt cutters can also fulfill that first task, and may be easier to operate if you are hurt - although they are less useful for other purposes. I'd also recommend getting an automatic center punch - it's a neat $7 tool that effortlessly shatters tempered glass (i.e., side and rear windows) when the doors won't budge. It works way better than many of the specialized car escape devices sold on the Internet.
In my home county, one of the most rural in Maryland and roughly an hour’s drive outside of Washington, DC, I organized a small meeting of a few people who consider themselves preppers and/or survivalists. The county might be described as 70% conservative and primarily Republican, and 30% liberal and primarily Democrat. Calvert County is a peninsula, 30 miles long and 9 miles wide, no point further than 5 miles from a navigable body of water (the Chesapeake Bay to the east and Patuxent River to the west). It’s mostly farms, parks and deer-filled woodland interspersed with a number of town centers and housing developments.
No matter where you live, it's also nice to have some materials at hand to patch up broken windows on a stormy night. Window security film can be used to keep broken glass in place, while a roll of thick plastic sheeting or tarp from a hardware store can come handy for temporary repairs; space permitting, you may also want to keep several wooden planks. For suburban and rural homes in regions prone to extreme weather, pressboard and sandbags may be worthwhile, too. Traditional sandbags tend to be extremely labor-intensive to fill, so plan accordingly; water-filled barriers are much easier to deploy, but cost more. Absorbent sock-style barriers can be used to deal with minor flooding, but only up to an inch of water or so; they may be less useful for inclement weather, but may prove indispensable for dealing with backed-up sewage or similar ills.
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