Interestingly, driving and safeguarding your finances have something in common: when you end up hurting another person in an at-fault accident, they may go after your savings or real estate to recoup medical expenses, lost wages, and other costs. So, in addition to driving defensively, have a look at your insurance policy. The minimum liability coverage mandated by the state can be as low as $15,000; relatively few victims will settle with the insurer for that amount if they think that taking you to court could net them ten times as much. Bumping your limit to $250,000 is usually pretty cheap. In fact, if you have collision coverage, you can more than make up for it by increasing your deductible to $1,000.
Around 2011, Finelli sat in the waiting room at KWTO ahead of his radio appearance. He was there to spread the gospel of preparedness to family and friends who he thought needed to know. It was his first time on-air. He was nervous. Springfield pain specialist Dr. Norman Shealy noticed Finelli’s angst after he finished his own radio spot and gave him a few drops of Air Bliss, an essential oil blend he developed to calm the nerves. The remedy worked, and Finelli began wearing his new friend Norm’s sapphire crystals around his neck.
You’ll obviously need to tailor your survival kit to the number of people who will depend upon it. If you are going out for a solo camping trip, you won’t need as many supplies as if you are heading out with an 8-person team. The number of people depending on the kit won’t affect some of the items in the kit, but it will affect others. For example, you’ll only need one fire starter, no matter how many people are in your party. By contrast, you’ll obviously need to adjust how many space blankets are included with the kit, depending on the size of the group.
Before my trip, I had wondered if I was going to be spending more time in luxury bunkers. But Peter Campbell, the managing director of Triple Star Management, a New Zealand construction firm, told me that, by and large, once his American clients arrive, they decide that underground shelters are gratuitous. “It’s not like you need to build a bunker under your front lawn, because you’re several thousand miles away from the White House,” he said. Americans have other requests. “Definitely, helipads are a big one,” he said. “You can fly a private jet into Queenstown or a private jet into Wanaka, and then you can grab a helicopter and it can take you and land you at your property.” American clients have also sought strategic advice. “They’re asking, ‘Where in New Zealand is not going to be long-term affected by rising sea levels?’ ”
On the opposite side of the country, similar awkward conversations have been unfolding in some financial circles. Robert H. Dugger worked as a lobbyist for the financial industry before he became a partner at the global hedge fund Tudor Investment Corporation, in 1993. After seventeen years, he retired to focus on philanthropy and his investments. “Anyone who’s in this community knows people who are worried that America is heading toward something like the Russian Revolution,” he told me recently.
I don’t know how to advise you on preparing for low temperatures and snow/ice problems: one thing’s for sure, back when Quebec had its massive ice storm, it took them SIX WEEKS to get the power back on. But having electricity will be moot if the hydroelectrics are frozen, not to mention the distribution problems. As for 60 below, it doesn’t matter which scale you use: it’s COLD.
Is it stereotypical that the AARP crowd would be the ones to spend three hours talking about metal detectors and canning and caving at a Pizza Hut on a Monday night? Probably, but that’s what I bore witness to in this event room; its combination of exposed wood and stock-photo decor felt like an Olive Garden inside a pirate ship. Up front, the scraggly white-bearded, Bad Santa–lookalike Andrew: rested one foot on a chair, gripping the mic, just like Randall said he would be.
In tropical areas, a survival kit may have mosquito head netting, additional insect repellent, anti-fungal cream, a machete, water purification tablets, foot powder, matches, a flint strike, a compass, a wire saw, a space blanket, medical equipment (gauze pads, elastic gauze bandage, antiseptic creams, anti-malaria tablets, anti-infection tablets, bandages, etc.), salt tablets, a fishing kit, snare wire, extra socks, a candle, a signal mirror, flares, a sewing kit, safety pins, tinder, tape, a whistle, and rations.
After a few days in New Zealand, I could see why one might choose to avoid either question. Under a cerulean blue sky one morning in Auckland, I boarded a helicopter beside a thirty-eight-year-old American named Jim Rohrstaff. After college, in Michigan, Rohrstaff worked as a golf pro, and then in the marketing of luxury golf clubs and property. Upbeat and confident, with shining blue eyes, he moved to New Zealand two and a half years ago, with his wife and two children, to sell property to H.N.W.I. who want to get “far away from all the issues of the world,” he said.
This is true, Kat. Babe, it doesn’t even need to be a true crisis… There are lots of times your stash will come in handy. Unexpected company. Your kid telling you the night before the bake sale that he needs 3 dozen brownies to take to school the next morning. You get out of work late and are too tired to make a grocery run. Everyone in the family gets the flu and you can’t get to the store. The list goes on but the point is that you should be rotating, using and enjoying your stash as part of normal living. A cookbook you might find useful is “The Prepper’s Cookbook” by Tess Pennington. Lots of ideas for setting up your base stash and great recipes too.
Once you get going, it will be easy to lose track of what you already have. The best way to overcome the state of confusion you will experience six months down the road is to start keeping track of your stored items now – from the beginning. Use a spiral notebook, a computer spreadsheet, or a clipboard and a pad of paper. Update your inventory with the item and date of purchase as it goes into storage and of course, mark it off as it rotates out.
Remember 2012? The Mayan calendar predicted the world would end in December. Doomsday Preppers premiered in February. The country was in an apocalypse mood, and thanks to Finelli, Springfield’s former Boy Scouts and ex–Tea Partiers came out of the shadows to mix it up with doctors and dentists. They had little else in common, but to borrow Finelli’s term, they were preparedness-minded. Springfield, MIss community was born.