In many states, even with an uncontested will, it may take many months for the probate process to be wrapped up. If you are the sole provider for your family, make sure that they will have the means to survive in the meantime. The right kind of a shared bank account ("joint tenancy with right of survivorship") can do the trick. There are several other approaches to this problem, too, but they tend to be more dicey from the legal perspective - or more costly and more time-consuming to set up.

21. Coffee – This bean is a great all-around thing to have in a doomsday scenario. It gives water a nice taste, increases energy and alertness, and will always be a great bartering item due to many who need their morning fix. Buying the whole green beans is the best option for long term storage. San Marco coffee offers a 25lb. pail with a 10 year shelf life!
To Levchin, prepping for survival is a moral miscalculation; he prefers to “shut down party conversations” on the topic. “I typically ask people, ‘So you’re worried about the pitchforks. How much money have you donated to your local homeless shelter?’ This connects the most, in my mind, to the realities of the income gap. All the other forms of fear that people bring up are artificial.” In his view, this is the time to invest in solutions, not escape. “At the moment, we’re actually at a relatively benign point of the economy. When the economy heads south, you will have a bunch of people that are in really bad shape. What do we expect then?”
Jim’s book is broken up into 12 chapters, each covering a different subject. Things like water, food, medicine, hygiene and security are all in their own section with extensive information about how to manage each situation. A really cool thing Jim does (that I’ve never seen in such an informative book before) is he starts each chapter with a fictional entry from a journal or diary written during the weeks that follow an EMP (electromagnetic pulse) strike in the United States to help illustrate what life may truly be like in the wake of a disaster. I love that, because it truly immerses you into a situation that helps you to better understand what you’re reading.
Of all the plausible scenarios, another major oil crisis would probably hit most car-owning families the hardest, limiting their ability to get food or to take care of other, everyday needs. Generally speaking, there is no simple fix: keeping a gallon or two in your garage won't make much of a difference, while maintaining significant reserves of gas for personal use can be done safely (and legally) only if you own a large, rural plot of land. Electric vehicles, especially if charged from rooftop solar panels, can offer a wonderful backup in some parts of the world, but they carry a very hefty price tag. The best workaround may be the least inspired one: if you own a car, you can always keep your tank at least half full (a familiar mantra by now), and have enough food and other essentials to be able to wait out the worst.

“How do I tell Dr. Norman Shealy that he was voted out of the meetup?” Finelli asks, rhetorically. “So I told him on-air. I said, ‘Dr. Shealy, they had a vote, and you were voted to be barred from the meeting.’ And he kind of laughed, and I said don’t get all excited, they banned me, too.” He holds no grudges; he says he’s actually glad it happened. Now he knows how his students really felt.

Again, the reason we tend to look sideways at those who get a little too into prepping for an apocalypse is because of their smug optimism. People actually being realistic about a dangerous future would be better served joining the military or ingratiating themselves with high-level government officials than agonizing about a little mouth scuzz or foot fuzz, right?
You just never know what tomorrow will bring, but don’t wait until the time of a crisis to practice some of these skills. Learn to garden, because fresh food is healthier…make it a natural part of your life. Two tomatoe plants can produce a lot of tomatoes! Learn to fish..for fun with the family! Make a mental note of the people around you (or coworkers) who hunt. Learn to milk a cow(I am not kidding). Learn to sew or knit. Learn to cook over an open fire pit…make sure you build a fire pit! These are little things you can do now…without a computer. Hold practice runs with your community with disaster plans. A manual is not going to help you. What you know on a regular basis, will. What good is 20 lbs of rice going to do without knowing how to cook it without a stove or electricity???! It’s not! And for heavens sake, take a first aid class, and invest in a very good first aid kit. That is something you should do anyway.
Scott owns a nice bit of property in the county, over thirty acres, mostly wooded, on which he does some of his own hunting. He had an underground shelter installed somewhere on his land about 8 years ago, a choice that was precipitated by the economic downturn that coincided with Obama’s first term in office. It’s a rather large eight-person, three month shelter, that only his and Josh’s family know about. Even though it was a large investment for him, Scott believes a nuclear or biological threat is less likely that something more along the lines of an EMP strike or total economic collapse. Because of that, much of the shelter acts as secure storage space for a cache of items that would prove valuable in such a scenario: medicine, ammunition, shelf-stable food and common toiletries that will rapidly become luxury items in a post-apocalyptic world. Scott doesn’t think precious metals or cash will be much use if there is no economy to use them in.

My number one tip, though, is to go through your cupboards and closets and remove those items that are duplicates, that you rarely use, or that you do not use at all.  For example, in your kitchen, how may different pots and pans do you need?  My guess is that you use the same two or three over and over again.  Stow the extras in the basement, attic, or garage, or give them away to charity. Trust me, they will not be missed.  The same thing applies to seldom used clothing, shoes and sports equipment.

If you are trekking through the Yukon or trying to cross the Darien gap, you may find it necessary to wait weeks for help to reach you in a survival situation; but if you are just heading off to your local state park, emergency rescuers could probably reach you in a matter of hours. You’ll want to factor this consideration into your kit-building decisions. If you can expect to wait long periods before help will arrive, you’ll need more supplies than if you are heading out to an easily accessed area. Nevertheless, it is always wise to have the supplies to last longer than you think you’ll need them.
Civilians such as forestry workers, surveyors, or bush pilots, who work in remote locations or in regions with extreme climate conditions may also be equipped with survival kits. Disaster supplies are also kept on hand by those who live in areas prone to earthquakes or other natural disasters. For the average citizen to practice disaster preparedness, some towns will have survival stores to keep survival supplies in stock.