Now, chances are, if you follow the advice contained in this section, you will not feel an urge to ramp up spending the moment you hit the 6-month mark. So, keep going; with the initial rainy-day fund established and good fiscal habits in place, you can start treating the extra funds with more flexibility - for example, "borrowing" against them to self-finance larger purchases, or aiming to retire a bit earlier and a bit more comfortably than the government expects you to. And by the time your savings are sufficient to get you through a full year of unemployment, I bet that your outlook on life, work, and personal finance will change in an interesting way.
The answer to the question of safeguarding your wealth lies in the solution to another riddle: the mechanism by which the society determines the worth of a piece of money to begin with. It's a puzzle central not only to everyday financial planning, but also to any attempts to decipher and meaningfully evaluate countless mainstream conspiracy theories and doomsday predictions related to the financial world.
The format is fairly standard for a "reality documentary". It does go with the more extreme folks rather than the more common folks who are just putting some things aside for rougher times. But that's OK, in most of the cases. I found many of the people to be pretty ingenious in how they've approached what they perceive to be The End Of The World As We Know It. Maybe they're right, maybe they're wrong. A few might even be slightly over the top (well, there are a few that I think put a step ladder on the top and went from there...) But they have what they consider to be valid reasons for doing what they're doing, so who am I to argue?
In his 2016 book, Can It! The Perils and Pleasures of Preserving Foods, Gary Allen, a food writer and adjunct professor at SUNY Empire State College, traces the evolution of food preservation as a source of culinary innovation. “The original food-preservation methods—like salting and drying and all that—actually turned the food into something else,” he told me over the phone. “Cabbage sauerkraut is not the same thing as cabbage. Wine is not the same thing as grape juice.”
I asked Hoffman to estimate what share of fellow Silicon Valley billionaires have acquired some level of “apocalypse insurance,” in the form of a hideaway in the U.S. or abroad. “I would guess fifty-plus per cent,” he said, “but that’s parallel with the decision to buy a vacation home. Human motivation is complex, and I think people can say, ‘I now have a safety blanket for this thing that scares me.’ ” The fears vary, but many worry that, as artificial intelligence takes away a growing share of jobs, there will be a backlash against Silicon Valley, America’s second-highest concentration of wealth. (Southwestern Connecticut is first.) “I’ve heard this theme from a bunch of people,” Hoffman said. “Is the country going to turn against the wealthy? Is it going to turn against technological innovation? Is it going to turn into civil disorder?”
Just because we are all gonna die does not mean we need to eat junk …. ditch that high carb and super processed junk food. There are many choices of decent food out there … particularly the foods packed by Mormon canneries. Do a google search for where to find the best deals. Really, get rid of the raman noodles, progresso soups, spagetti-o and other junk … you’ll have enough problems living through SHTF without killing you gut microbio ….
Just be aware, if you have stored mixes like bisquick or cake mixes which have baking powder in them. Baking powder has a shelf life, after that shelf life, the bp isn’t stable so your product may not rise and/or may taste funny. Depending on what form of dry milk (powder as opposed to instant milk) is used, that can also make your premixes go bad.
Food storage cheap – Shop around. Since I had a meager budget, I wanted to maximize every dollar that I spent. This is where urgency can get you into trouble. The more patient you can be the better the deals you can find. First, investigate the stores in your area. I was amazed the stores that I had shopped at for years had bulk items I never noticed before. Second, check local store prices against online prices. Third, get creative. If you are working on getting cheese and powdered milk for your food storage see where the closest cheese factory or dairy is and how their prices compare. I lived 35 mins away from a ConAgra Food Company (they make my favorite spaghetti sauce) and didn’t even know it. I learned about it after moving to Idaho. The more you research food storage items the better the price you will get for it.
Steve Huffman, the thirty-three-year-old co-founder and C.E.O. of Reddit, which is valued at six hundred million dollars, was nearsighted until November, 2015, when he arranged to have laser eye surgery. He underwent the procedure not for the sake of convenience or appearance but, rather, for a reason he doesn’t usually talk much about: he hopes that it will improve his odds of surviving a disaster, whether natural or man-made. “If the world ends—and not even if the world ends, but if we have trouble—getting contacts or glasses is going to be a huge pain in the ass,” he told me recently. “Without them, I’m fucked.”
However, newspapers are not the only way to get coupons. There are also lots of downloadable coupons online. Websites like www.coupons.com and www.grocerycouponnetwork.com have great printables that are replenished every month. Usually, you can print two copies of each coupon from one computer, so if you are looking to reach a critical mass of coupons, try to use multiple computers so you can access more at a time. Additionally, many companies will send you coupons if you get on their mailing lists. If you have a favorite brand that you are always looking for coupons from, email them and ask to be put on a mailing list for coupons. Frequently, you can get some sent to your mailbox. Try this with multiple email addresses to get multiple coupons.
At first, the falling dust will be extremely radioactive and even short-term exposure might be lethal - so your best bet would be to seek shelter in the basement, or near the center of mass of any other building. This maximizes the mass between you and the outside world, shielding you from the gamma rays produced by whatever happens to settle on the roof and the outside walls. The density and volume of the shielding material matters more than anything else. It does not have to be lead; mattresses and bulky furniture should do.
In arctic or alpine areas, survival kits may have additional cold weather clothing (winter hats and gloves), sleeping bags, chemical "hand warmer" packets, sun glasses/snow goggles, snowshoes, a collapsible shovel, a snare wire for small animals, a frying pan, a camp stove, camp stove fuel, a space blanket, matches, a whistle, a compass, tinder, medical equipment, a flint strike, a wire saw, extra socks and a tent designed for arctic use.