Interestingly, driving and safeguarding your finances have something in common: when you end up hurting another person in an at-fault accident, they may go after your savings or real estate to recoup medical expenses, lost wages, and other costs. So, in addition to driving defensively, have a look at your insurance policy. The minimum liability coverage mandated by the state can be as low as $15,000; relatively few victims will settle with the insurer for that amount if they think that taking you to court could net them ten times as much. Bumping your limit to $250,000 is usually pretty cheap. In fact, if you have collision coverage, you can more than make up for it by increasing your deductible to $1,000.
Precious Metals – Investigate this for yourself, but I find the arguments and historical track records against fiat currency and the current rumblings of Government wanting to take care of your investments for you very compelling. Gold is easier to transport with the high cost to weight, but you might have problems cashing a gold coin for a tank of gas. Silver is where I have chosen to invest in precious metals.

Surviving a crisis situation is made easier by being properly prepared. Having a high quality, reliable emergency survival kit can make a significant difference in your ability to get through a crisis. At BePrepared.com, we have a full inventory of prepacked survival kits to handle any emergency -whether evacuation, severe weather events, or accidents.

Mylar bags and oxygen absorbers will allow you to preserve many staple grains — rice, beans, and flour — for 30-plus years. Titan Survivorcord is a paracord that includes fishing line, snare wire, and a strand of jute twine infused with wax, for fire-starting. The Inergy Kodiak power generator is one of the most advanced lithium power generators on the market.

Heat: Emergency blankets made out of a metallic Mylar material are small and handy, and can double as ground cover or tarps for shelter. We like this pack of six Mylatech XL blankets. For a great bonus option, we love this indoor heater that uses the same small propane tanks as the camping stoves. Avoid cheaper ones that aren’t safe for indoor use — two weeks after first publishing this guide, a neighboring tent in our campground caught on fire because of a cheap propane heater that tipped over while a family slept inside.
We placed these on heavy-duty shelves, $39–49 at Lowe’s. Plastic totes are great for storing sauce bottles, small cans, etc. just make sure to rotate your stock. If you find someone who is like-minded, you can share things like 50 pound bags of pinto beans, rice, etc. We got corn and wheat from the feed store. No need for expensive freeze-dried MREs. Two IBC totes and a Berkey water filter and you can survive hurricanes, natural disasters and snowbird season here in Florida. Welcome to the world of just common sense.
Out in Colorado the local merchants were so up with this that they donated most all the supplies. we created fact sheets, handouts, recipes, Q&A, bring in other experts, maybe even offer door prizes ( we gave ball canning books 8.50 as door prize.) hands on folks prepped cleaned and bag. The extension office gave brochures, and goodies. They were held on Saturdays and were about 4 hours long.This can be expanded in many ways… and look how it’s helping. The folks who have to go to food banks don’t want too but don’t have the tools.
These days, when North Korea tests a bomb, Hall can expect an uptick of phone inquiries about space in the Survival Condo Project. But he points to a deeper source of demand. “Seventy per cent of the country doesn’t like the direction that things are going,” he said. After dinner, Hall and Menosky gave me a tour. The complex is a tall cylinder that resembles a corncob. Some levels are dedicated to private apartments and others offer shared amenities: a seventy-five-foot-long pool, a rock-climbing wall, an Astro-Turf “pet park,” a classroom with a line of Mac desktops, a gym, a movie theatre, and a library. It felt compact but not claustrophobic. We visited an armory packed with guns and ammo in case of an attack by non-members, and then a bare-walled room with a toilet. “We can lock people up and give them an adult time-out,” he said. In general, the rules are set by a condo association, which can vote to amend them. During a crisis, a “life-or-death situation,” Hall said, each adult would be required to work for four hours a day, and would not be allowed to leave without permission. “There’s controlled access in and out, and it’s governed by the board,” he said.

2.  20 pounds of Pinto Beans.   Like rice, beans are the backbone to every food storage plan.  You may substitute white, kidney or other types of dried beans but honestly, pintos are one of the least expensive dried beans and in my opinion, one of the tastiest.  Need help cooking beans? when you are done here be sure to read Survival Woman Learns to Cook Dried Beans and you should too and  Respect for the Lowly Pinto Bean.
Some of The Prepared’s experts use and love Soylent in everyday life. But there are plenty of people who dislike the taste, and one of our taste testers compared it to oat batter. The Natural flavor was the best received, followed by Cacao. Almost all of the testers didn’t like the Nectar flavor, saying the scent reminded them of perfume, and the flavor was strong and unpleasant.
Sure, the lightbulb needs changing and that office chair is really close, but it would take you only 15 seconds more to bring a more sturdy stool from another room, so don't take chances if you don't have to. Similarly, having someone hold a wobbly ladder for you or securing it with some rope can be a minor hurdle - but it's gonna be much less of a hurdle than dealing with a compound fracture or a dent in your skull.
A lot of preppers want to stockpile meat, and you can do this to a certain extent with an additional freezer.  However, coupons for meat and produce are few and far between.  Therefore, the following strategies will rarely work for amassing a meat stockpile. Try to keep your meat freezing separate from your coupon stockpiling, as the strategies for each are different. Also, do not try to stockpile any fresh produce or dairy, as the coupons for these are scarce as well, and you will be wasting your time in terms of expiration dates.  Stick to canned produce and powdered milk, which can be acquired via coupons.
20.  Mini LED Flashlight and Extra Batteries.  Okay, this is a cheater item.  It is not food but it is all important and so it will not hurt to stash a miniature flashlight or two along with the edibles in your food storage pantry.  My top pick of the moment is the Blocklite.  This thing just goes and goes and goes plus, it does not take up any storage space.
You can survive several weeks without food, but you won't be having a very good time. Food is costly, its supply is fairly easily disrupted, and it's a resource that the government may be much less inclined to deliver to your doorstep when things go wrong. So, with a variety of reasonable scenarios to worry about - anything from natural disasters to economic downturns - it just makes sense to be able to feed yourself even if you can't buy groceries for a while.
Still, this does not mean that the survivors of a nuclear war would have to choose between starvation and death. Water and food stored in closed containers will not become radioactive - people would just have to be mindful of the dust on top. Crops can be grown after removing several inches of topsoil, and most rivers, streams, and creeks become safe quite rapidly (shallow bodies of standing water are a different animal). In other words, with basic precautions, it's quite possible to thrive in the aftermath of even the worst nuclear war. All it takes is some luck and a bit of knowledge; blast-proof bunkers are not a must.
For the United States, the switch to fiat money came relatively late, in 1971. To stop the dollar from plunging like a rock, the Nixon administration employed a clever trick: they ordered the freeze of wages and prices for the 90 days that immediately followed the move. People went on about their lives and paid the usual for eggs or milk - and by the time the freeze ended, they were accustomed to the idea that the "new", free-floating dollar is worth about the same as the old, gold-backed one. A robust economy and favorable geopolitics did the rest, and so far, the American adventure with fiat currency has been rather uneventful - perhaps except for the fact that the price of gold itself skyrocketed from $35 per troy ounce in 1971 to $850 in 1980 (or, from $210 to $2,500 in today's dollars).
After a few days in New Zealand, I could see why one might choose to avoid either question. Under a cerulean blue sky one morning in Auckland, I boarded a helicopter beside a thirty-eight-year-old American named Jim Rohrstaff. After college, in Michigan, Rohrstaff worked as a golf pro, and then in the marketing of luxury golf clubs and property. Upbeat and confident, with shining blue eyes, he moved to New Zealand two and a half years ago, with his wife and two children, to sell property to H.N.W.I. who want to get “far away from all the issues of the world,” he said.
A thermometer that won't run out of juice. Responding to serious emergencies can be stressful and physically taxing, making it easy to catch nasty infections along the way. To know how bad things have gotten, it's good to have a reliable way to take body temperature; keep in mind that many low-cost axillary thermometers use LR41 batteries, and that you probably don't have any spares lying around. One good choice is this ($35). A traditional glass thermometer will also work, but is more fragile.
The funny thing about disasters is that they seldom unfold precisely as planned. Perhaps you will lose a job and get robbed the same week. Perhaps in the middle of a prolonged outage, you will find out that some of your emergency supplies have been misplaced, damaged, or spoiled. Maybe your plan to walk a mile to get drinking water from a river will get foiled by a broken limb. And maybe a brilliant home defense strategy will prove worthless when standing eye to eye with an angry mob of rioters armed with rocks.
During a catastrophe, there may be an extended period of time where you need to sustain yourself. For these situations, we offer 3-day personal survivor kits, as well as larger kits for families. Kits are ready to go when emergencies strike and are filled with the supplies you need for fire-starting, tending to medical situations, and ensuring you can get the nutrition you need when food or clean water is not accessible. Our prepacked emergency survival kits are perfect for storing in your car, basement, closet, or cabin to ensure you always have access to life-saving supplies.
If the group became indifferent to Finelli’s leadership prior to his ouster, he became just as frustrated with their complacency. Preppers began ignoring his strict no cell phone rule. Few took concrete steps to be more prepared over the years, he says. He’d set out to develop independent thinkers, not apathetic disciples. “I mentioned to the group that at some point, Vinny may not be available,” Finelli says. “So be prepared at a moment’s notice.” That’s why he feels like he failed: He left the preppers unprepared.
Many hardcore preppers spend their time fantasizing about heroic survival in the endless, pristine wilderness, equipped with nothing more than a bug out bag, a trusty rifle, and their own iron will. But even in far more realistic situations, being able to set up a camp can be a valuable skill. During mass evacuations, there is always a good chance of being stuck on a congested highway for a day or two, or reaching your destination only to find out that all the hotels and motels are full. The benefits are clear for some small-scale emergencies, too: if backed-up sewage makes your home uninhabitable for a while, setting up a tent in a friend's backyard can be much cheaper than staying in a hotel for several weeks.
Check out our full review of the best emergency water storage containers and tips on how to store water. We recommend that you have the two weeks of water ready, sitting in containers. Don’t depend on finding and filtering water, or filling your bathtub, for this two-week period. It’s very likely you’ll have access to portable water filters and other water treatment methods because of your bug out bags, but think of those as a bonus backup.
Most preppers don’t actually have bunkers; hardened shelters are expensive and complicated to build. The original silo of Hall’s complex was built by the Army Corps of Engineers to withstand a nuclear strike. The interior can support a total of seventy-five people. It has enough food and fuel for five years off the grid; by raising tilapia in fish tanks, and hydroponic vegetables under grow lamps, with renewable power, it could function indefinitely, Hall said. In a crisis, his SWAT-team-style trucks (“the Pit-Bull VX, armored up to fifty-calibre”) will pick up any owner within four hundred miles. Residents with private planes can land in Salina, about thirty miles away. In his view, the Army Corps did the hardest work by choosing the location. “They looked at height above sea level, the seismology of an area, how close it is to large population centers,” he said.
Keep your firearms in a quick-access safe if you have young children or expect people with kids to visit you every now and then. A safe is also a good way to deter opportunistic theft; a clever hiding place will also do, but criminals often have the same ideas as you and know where to look. Be smart about picking the right safe and placing it sensibly: you don't want to have to walk to the other end of the house, or to fiddle with keys or rotary dials, when every second counts. Electronic combination or biometric safes are usually pretty good, unless you go for the bargain bin (don't).
Ask a financial advisor about the possibility, and they will probably recommend keeping some of your funds overseas. But the odds aren't great of correctly picking a currency with more staying power than the one in which you get paid. Historically, the Swiss franc had a reputation for being an exceptionally safe choice, in part because of being the last major currency still quasi-pegged to gold; but Switzerland abolished this requirement in a referendum in 2000.
TREE SACKS ARE AS AFFORDABLE AS THEY ARE COMFORTABLE! Tree Sacks are the most durable and affordable hammock on the market today. We price our hammocks so that any adventurer can afford them and put them to the test wherever your adventure brings you. Having this type of coziness will give you the rest you need when you need it and won’t break the bank when you make your purchase. Believe us, these hammocks are affordable and amazing!
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