In all likelihood, if you are obese or slowly getting there, you know quite well that losing some weight is not really the hard part: if you were to stop eating for a week, you would likely shed 5-10 pounds or more. But it would be a miserable experience, and one almost guaranteed to be followed by an even faster rebound. So, the real challenge of weight management is coming up with a long-term strategy that does not amount to torture - and does not leave you constantly craving for familiar foods.
Somewhat counterintuitively, saving money is not just about cutting down expenses; seeing a higher balance on a checking account tends to instinctively make us less frugal, too. To counter this trend, I found it helpful to set up a small, daily transfer to a savings account, in an amount that blends in with daily purchases - say, $10 or so. This method takes much less planning and mental discipline than trying to make one big deposit every month. And hey - when you are comfortable with $10, you can painlessly test the limits by gently ramping the amount up.
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