You may be tempted to go for the most lightweight and highest-powered handgun you can find, but you would have to cope with punishing recoil and potentially blinding muzzle flash, so it's not always a good call. In home defense situations, 9mm pistols and .38 Special+P revolvers are probably the sweet spot. There are countless models to choose from, but the bottom line is that you can't go particularly wrong with Glock, Beretta, SIG Sauer, Ruger, Smith & Wesson, CZ, Heckler & Koch, or Springfield Armory.
Interestingly, driving and safeguarding your finances have something in common: when you end up hurting another person in an at-fault accident, they may go after your savings or real estate to recoup medical expenses, lost wages, and other costs. So, in addition to driving defensively, have a look at your insurance policy. The minimum liability coverage mandated by the state can be as low as $15,000; relatively few victims will settle with the insurer for that amount if they think that taking you to court could net them ten times as much. Bumping your limit to $250,000 is usually pretty cheap. In fact, if you have collision coverage, you can more than make up for it by increasing your deductible to $1,000.
Vehicular accidents are depressingly common; while defensive driving can limit your risk, the possibility of injuring another person or causing property damage never really goes away. When you are involved in a car wreck in unclear circumstances, or when your statements do not match the words of another driver, video evidence may be the best way to escape criminal charges or to resolve civil claims.
Now, a word of caution: beware of debt. Many of us are taught that owing money is normal, even desirable; indeed, for middle-class folks, some forms of indebtedness may be difficult to avoid. But unnecessarily accrued debt cuts into your bottom line in two insidious ways. First of all, monthly installment payments limit your flexibility in an emergency - so if your income shrinks, your savings will be depleted at a merciless and non-negotiable rate. Secondly, high-interest loans, such as credit cards, amount to giving out a good chunk of your income without earning anything useful in return. They are akin to voluntarily accepting a pay cut.
Besides the bonus amounts of materials, experience, and mods from the increase in enemies compared to normal missions, certain rewards can be awarded at the end of the mission if the mission is a success. Mission rewards will vary depending on the level of the mission's enemies (the starting level; this tier does not scale during a mission as higher level enemies spawn) and also depends on the amount of time spent.
I used to focus only on preparing for earthquakes and other natural disasters. That changed in 2011 when I went to my first protest, an Occupy Oakland action, with a medic bag. I didn't know yet that I'd be out there for hours, so I didn't have supplies I consider basic now — food, caffeine, extra smokes, insoles for my combat boots. I didn't know how aggressive the police would be, and the handkerchief around my neck was more for a punk look than medical necessity. I hadn't received formal training to be a street medic; I just happened to know first aid and CPR and wanted to help. I carried a 15-pound bag on my back, full of medical supplies, mainly gauze and tape but also things like tourniquets that I hoped I wouldn't have to use. I was scared — I'd had rubber bullets shot at me the night before — but I was determined to drop off water to the protesters and make sure that people had sterile supplies.
Get at least two good-sized ABC fire extinguishers (5-10 lbs or so) and keep one in your bedroom. Learn how to deal with oil fires, don't stockpile excess flammable materials, and be very careful when pouring flammable liquids near open flames. Be smart about where you put space heaters and candles, and don't smoke in bed. Water your Christmas tree and use LED tree lights. Unplug devices with lithium-polymer batteries when leaving home. Don't put grills next to siding-clad walls and don't overload extension cords. When cooking, stay in the kitchen or set a timer to remind yourself that the oven is on.
What you are going to get is a list of 20 items that can easily be purchased at your local grocery store, warehouse club and surprisingly, even online at Amazon.  They can be purchased in one shot, all at once, or you can pick up one item from the list each week over a period of twenty weeks.  The choice is yours.  All I ask is that you consider getting each of the items on the list and that you also consider getting started sooner rather than later.  I promise you that this will be easy.
I emerged around eight the next morning to find Hall and Menosky in the common area, drinking coffee and watching a campaign-news brief on “Fox & Friends.” It was five days before the election, and Hall, who is a Republican, described himself as a cautious Trump supporter. “Of the two running, I’m hoping that his business acumen will override some of his knee-jerk stuff.” Watching Trump and Clinton rallies on television, he was struck by how large and enthusiastic Trump’s crowds appeared. “I just don’t believe the polls,” he said.
My family fashioned an outdoor kitchen under a shed in our backyard with a simple gas stove that we got free, along with a laundry sink, through Craigslist. We have a propane tank from a gas grill connected to the stove and a connection for a water hose for the sink. We even found an old kitchen cabinet for storage and counter space. Throughout the summer, I use our outdoor kitchen for canning parties, picnics and cookouts. This outdoor kitchen is a nice alternative to the heat canning creates in my house. Additionally, I feel secure in knowing I’ll be able to use this kitchen to preserve some of the food from my freezer rather than lose it all during a long-term power outage. 
Ben had some good ideas. Hiking in the back mountains of Cape Town can sometimes be tricky as being off the beaten track it is not often you will see anyone. I suggest flares to light up the night sky to attract overhead planes. Also a really powerful long range torch (flashlight) is a must as it will also light up a huge part of the mountain and this will ensure one’s safety. Condoms! Yes but it is not what you think – condoms come in handy to waterproof bandages or protect and prevent irritating blisters. Also handy to keep items like your cell phone waterproof. Chapstick – great for soothing burns and bites and takes the itchiness away. Spare socks.
Oh, one more thing: when trying to reform your fiscal habits, it can be useful to think of money as a unit of debt owed to you by the society, awarded in exchange for your hard work (or as a consequence of some other fortuitous event). Despite the popular saying, when allocated wisely, that money can buy you safety, comfort, influence, or true friendship and happiness. It would be foolish to squander it on trinkets - just as it would be foolish to take it with you to the grave. My advice is simple: make every transaction count.
How many mals can you get from a can of baked beans? You can get 14 servings from a pound of beans. Grains of all types can be cooked like rice hence a pound of grain can give you a weeks worth of meals. Plus you can grind them into flour and make bread or pasta, Beans and whole grain keep almost indefinatly but once ground or cooked (even canned) have alimited shelf life. Just a bit of humble advice.
Medical is another critical group of items that should be well-stocked for the average and serious prepper alike. The most important thing about this is the individual needs of yourself and your family. Special antibiotics, diabetic medicine, hearts meds etc.. will vary from family to family. Aside from the basics be sure to understand your family’s special needs as well.
Do you need to secure any supplies or make other arrangements to prepare for this scenario? If you need to stockpile items, do you have enough room? How long would these supplies last in an emergency, and how often would you need to replace them in storage? Are there any additional steps that you want to take to be in a better place a month, a year, or five years from now? Make a detailed list and tally the costs.
When it comes to comfort and personal hygiene, I would also suggest stockpiling a carton of toilet paper, a pack of old-school soap bars, a bottle of no-rinse body wash and shampoo (to conserve water), some antiperspirant, toothpaste and a toothbrush, nail clippers or scissors, and several disposable razors. At home, such items can come handy only during prolonged emergencies; but as a part of your in-car kit, they are invaluable if you are ever stuck somewhere or forget to take your toiletries with you on a camping trip.
The Ultimate Survival Kit is the perfect upgrade for your survival needs.  Built to be durable under the most extreme conditions this bag will hold the contents of any of our survival kits as well as extra clothing and other personal items that you will need in an emergency situation.  There are 6 external pockets for easy access to your supplies.  The laptop compartment makes this a great daily commuter bag.  External straps allow you to strap on extra supplies and gear.
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