Disrupted access to water, food, energy, or transportation. Substantial and prolonged outages happen everywhere; many of us will experience at least one at some point in our lives. A week without electricity may be just inconvenient and scary, especially in a high-rise or in a seedy neighborhood; but even a single hot day without potable water is universally bad news.
When writing this document, describe your "ideal" scenario, but also think about all the complications that may crop up and derail your plan. For example, what if both you and your spouse die, but your children survive? Or, who should get what share of the money if your spouse is badly hurt and can't resume caring for the kids, so they end up in the custody of a relative? What if your designated executor or custodian is unable or unwilling to perform the duties? And in an extreme case, if there are no surviving relatives, do you have any favorite charity?
In fact, even in situations that don't unfold in such a dramatic way, sketching out a plan can help you optimize spending and spot potential problems early on. For example, there may be little merit to stockpiling 50 lbs of rice if you can't possibly store enough water to cook it all. But then, a quick look at the map may reveal that there is a freshwater reservoir within a biking distance of your home. Great - maybe all you need is a bike basket and a pair of spare inner tubes.
Unfortunately for preppers, the management of serious pain in an emergency situation is tricky: virtually all the potent painkillers have narcotic properties and are very illegal to buy or possess without a prescription. Fixing the underlying tooth problem can be similarly elusive: you need expert knowledge and a collection of expensive and bulky tools: high-speed drills, suction units, and so forth. In the end, the best preparedness strategy is just prevention: take good care of your mouth and stop by for a routine checkup at least once a year.
By the 19th century, many European countries moved on to a more flexible model where coins were made out of cheaper metals, and banknotes were printed on paper or cloth. To encourage the use of these new instruments and to establish their value, the governments promised to freely exchange such intrinsically worthless tokens for a predefined amount of gold. In other words, as long as people had faith in their rulers, the fundamental mechanics of this new representative currency remained roughly the same as before.
Despite the trauma, I kept going to protests. I felt grimly determined, and as I kept going, I became more desensitized to the chaos. My medic bag evolved into something more suited for treating the effects of police brutality than simply a place to keep extra snacks and water on hand. I learned from other medics how police often target medics and organizers for arrest in order to destabilize and demoralize the entire group, and I grimly prepared for an inevitable attack or arrest.
Read up on the safety rules pertaining to your weekend hobbies and to your daytime job; ask others about their horror stories, too. Be very careful around select power tools, such as chainsaws, table saws, angle grinders, lathes, and nail guns - they have quite a penchant for taking fingers off and eyes out. (Table saws in particular are responsible for about 30,000 serious injuries annually, or about 40% of all workshop accidents.)
Civilians such as forestry workers, surveyors, or bush pilots, who work in remote locations or in regions with extreme climate conditions may also be equipped with survival kits. Disaster supplies are also kept on hand by those who live in areas prone to earthquakes or other natural disasters. For the average citizen to practice disaster preparedness, some towns will have survival stores to keep survival supplies in stock.